Wednesday, March 02, 2011

Cherish The Ladies But Don't Give Them A Discount

Women tend to take better care of their health and they drive more cautiously than the average sixteen-year-old male.

Just because they're of the female persuasion, however, doesn't mean that they should get any sort of discount on their insurance premiums.

The wisdom of the European Union shall once more prevail across the Emerald Isle. Gone are the days when an insurance underwriter could consider statistical risk when assessing the potential expenses of insuring a given individual. The court has decided that such mathematical tinkering constitutes sexism.

Vivianne Reding, the EU's justice commissioner, trumpets this as a watershed for equality. As of now, women will pay for the greater risks that their male counterparts take. Now that's real equality for you, European Union style.

So ladies, stop running off to the doctor every time you feel a bit queasy or when it's been a year since the last Pap smear and you believe in routine maintenance of your equipment. You're wasting your money.

Don't look both ways before proceeding through an intersection. It's pointless.

All the things you've done to reduce health and safety risks will no longer pay you back any financial benefits.

Look at it this way. You're paying extra for that eejit down the road who thinks nothing of getting behind the wheel with a feed of drink on him. You know the one. With the bloodshot eyes, pissed most of the time. Why should you work hard to avoid such risks, now that the EU has made it all equal and made it worse for you?

All across Ireland, insurers have to recalculate their charts, and then they'll have to sit down and explain to the girls why they have to dig deeper into their handbags. It's all about equality.

How much longer before the time-honored "Ladies Night" becomes a ritual of the past as well?

2 comments:

Clarissa said...

It is a watershed for equality. All of these myths that women are "more cautious" (read "weak and cowardly") will now be laid to rest. I don't want a discount based on my gender. I find it offensive and wrong.

As for the yearly pap smears, most women only undergo this ridiculous and medically useless procedure this often because ob-gyns refuse to prescribe contraceptive pills unless you do. It's all one big scam aimed at wheedling as much money as possible out of women.

O hAnnrachainn said...

Insurance is based on statistical risk assessment and women actually present a lower risk. It's not a case of weakness but biology. There's a definite benefit to the female being more risk-averse for the sake of protecting the young.

Why shouldn't you reap the financial benefits of what nature designed? And why should you pay more for the stupidity of the male?

I'd like to see the EU tackle the blatant inequality of reproduction. It's so unfair to us men, who have to convince a female to bear our offspring. High time that men got the chance....